.........BHUBANESWAR: The State Government has decided to implement Pradhan Mantri Fasal Bima Yojana (PMFBY) during this kharif season and directed district authorities to ensure maximum coverage of SC/ST women farmers under the scheme.
The Prime Minister’s crop insurance scheme was launched on February 18 last year. As per the scheme, while farmers will pay a uniform premium of only two per cent for kharif and 1.5 per cent for rabi crops, the premium for annual commercial and horticultural crops will be five per cent.
This insurance scheme covers local calamities such as landslide, hailstorm and inundation which were not covered under the previous crop insurance schemes.
The notified crops for insurance under Kharif-2017 are paddy, groundnut, maize, arhar, ginger and turmeric.
As per a notification issued by the State Cooperation Department, though all farmers growing the notified crops are eligible for coverage, special efforts will be made to include as many SC/ST women farmers under the scheme.
However, all farmers availing loans from financial institutions for the notified crops and seasonal agricultural operations will be covered compulsorily besides all defaulter loanee farmers.
The non-loanee farmers will have to submit necessary documentary evidence of land records, land possession certificate or applicable contract/agreement permitted by the State Government.
All the districts have been divided into five clusters where the insurance scheme will be implemented. The notification states that all panchayats in 30 districts will be covered under the insurance scheme for paddy crop, all blocks in 10 districts for groundnut, all blocks in 15 districts for maize and all blocks in six districts for red gram (arhar) crop.
Similarly, 12 blocks in Kandhamal district for turmeric crop, 19 blocks in three districts for ginger crop and 39 blocks in seven districts for cotton crop will also be covered under PMFBY.
The authorities have been asked to involve panchayati raj institution (PRI) members at various stages of implementation of the scheme, especially in identification of crops and beneficiaries as well as awareness campaigns.
An official said farmers will have to pay two per cent of sum insured or actuarial rate, whichever is less, as insurance charge for paddy, groundnut, maize and arhar crops and five per cent for cotton, turmeric and ginger crops.
‘’The difference between actuarial rate, which will be notified later, and farmers’ premium will be subsidised by the State Government and the Centre on 50:50 basis. Sum insured per hectare for both loanee and non-loanee farmers will be same and equal to the scale of finance as decided by the district level technical committee,’’ he added.
While July 31 is the cut-off date for receipt of proposals of farmers and debit of premium from farmers’ account, cut-off data for receipt of yield data is February 15 next year as the autumn paddy is harvested by October 31 and winter paddy by January 15. The indemnity level for all crops will be 70 per cent.